PaydayHawaii is a registered trademark of PaydayHawaii. PaydayHawaii is not affiliated with, nor does it endorse or sponsor, the contents of this webpage or the website. Trademarks referring to specific providers are used by for nominative purpuses only: to truthfully identify the source of the products about whitch information is provided. Such trademarks are solely the property of their respective owners.

PaydayHawaii currently runs a dozen payday loan centers under the business name of Money Service Centers of Hawaii, Inc. The offices can be found in Lihue, Kapaa, Kahului, Lahaina, Kihei, Kailua-Kona, Hilo, Kaneohe, Waianae, and Honolulu. PaydayHawaii began its operations back in early 2001 with a website that offers payday advance services all over the state. PaydayHawaii now has many satisfied customers who live on all of the major Hawaiian Islands.

In 1999, R. Craig Schafer, who is the founder of PaydayHawaii, realized that new, innovative changes in the cash loan service industry - mainly the implementation of legal regulation of cash advance or deferred deposit finance companies - had brought about an increase in demand for modern money lending offices. In 1999, the legislature of the state of Hawaii brought in a new law that regulated check cashing and deferred deposit operations. R. Craig Schafer considered this to be an ideal opportunity to offer new and innovative ways of dealing with PaydayHawaii loans as at that time there were only a handful of money service businesses operating in the islands.

Their most utilized service is what PaydayHawaii calls MicroCredit. PaydayHawaii can give customers a Micro-Credit Advance secured against a post dated automatic debit draft, which PaydayHawaii will not take until customers receive their next paycheck. Most people find that at some time they are short of cash between paychecks or perhaps have unexpected bills to pay. A Micro-Credit Advance is an attractive alternative to an old fashioned loan. Fast access to quick cash can help customers pay for rent, auto repairs, and sudden high medical bills or even clear their overdue utilities. If customers are in need of some extra cash until their next paycheck comes in, then PaydayHawaii's MicroCredit is the fastest and most secure way for them to obtain the cash they need; the Micro-Credit fee includes GET.

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Contact PaydayHawaii

PayDay Hawaii #101 Waipouli Plaza
4-901G Kuhio Highway
Kapaa, Kauai, HI 96746

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© All rights reserved | Site Map is not a lender. This website does not make short-term cash loans or any credit decisions. offers consumers a free payday loan matching service. Submitting an application does not guarantee that you will be matched with a lender. Not everyone will qualify for a payday advance loan.

Not all lenders can provide the maximum $1000 cash funds. Cash transfer times vary among lenders and not all lenders offer one hour cash transfer service. Every lender makes the approval decision independently and this website has no influence in this decision.

Payday advance loans are not available in all 50 states. Active-duty members of the U.S. military are not eligible to apply for a payday advance loan. The list of participating states may change at any time and without prior notification.