FAQ

PaydayAdvance.cc is not a lender. This website offers a free referral service to consumers who are looking for online loan options. We urge anyone using this website to be aware of the risks of borrowing money with a short-term loan. These loans are designed to be used for emergency financial situations only and should never be considered as a solution to long-term debt problems.

Here we answer some of the most frequently asked questions people have regarding payday advance loans.

What is a payday advance loan?
A payday advance loan is a type of short-term loan which allows consumers to borrow money quickly and easily, bypassing the mounds of paperwork and long approval times associated with more conventional loans. These loans range in amounts from $100 to $1000. Please be aware that not all lenders can provide the maximum amount of cash funds.

Payday advance loans are meant to be repaid within a short timeframe (two weeks). For this reason, they should only be used for true financial emergencies and when all other options for borrowing have been considered.

With a payday advance loan, you are basically writing yourself a check for the loan amount plus fees and interest, which will be held until your next payday. The full amount is due and payable according to the terms in your loan agreement.

What is the approval process for a payday advance loan?
Once you fully complete the online application form and submit it, PaydayAdvance.cc then shares your information with one or more lenders in our network of short-term lenders. While we strive to match all applicants with an appropriate lender, we cannot guarantee that you will be matched. Not all applicants will qualify for a payday advance loan.

Most lenders will perform a routine credit check on all applicants. However, having a poor credit history or low credit score does not automatically disqualify an individual from being approved. Every lender makes the loan approval decision independently and based on their own requirements and regulations. This website does not make any credit decisions and does not play a role in the approval process.

Why am I charged a loan fee for a payday advance loan?
PaydayAdvance.cc offers our lender matching service free of charge to all consumers. There is never a fee for the application or approval process. Each lender determines their own rates and fees and what you are charged can depend on which state you live in, your current income, and your credit history.

Once I am approved for a payday advance loan, how do I actually receive the funds?
Upon approval, your specific lender will notify you either by email or telephone when the cash funds have been deposited into your bank account.

When will I receive my payday advance loan proceeds?
Cash transfer times vary among lenders. Not all lenders in the network offer one hour transfer times. Those that do generally charge an additional fee for this expedited service. Depending on when you are approved (day of the week, time of day) most loan proceeds are transferred within one business day. Bank holidays and weekends can also delay transfer times.

How much money can I receive with a payday advance loan?
Loan amounts normally range from $100 to $1000. Please note that not all lenders are able to provide the maximum amount of cash funds and there is no guarantee of how much money you will be approved for when you apply. Your credit history, current income, and level of outstanding debt can all affect how much you will receive, if approved.

I don’t have access to a fax machine. Can I still apply for a payday advance loan?
Yes! In most cases, faxing is not required. If a lender needs more information to process your loan application, it will most likely speed up the entire process if you are able to fax the requested documentation to your lender. Many businesses offer faxing services to the public, such as FedEx Kinko’s, Staples, Office Depot, and Office Max.

Where do I apply for a payday advance loan?
It’s easy! Just click on “Apply Now” and you will be directed to the secure online loan application. Please be aware that not all applicants will qualify for a payday advance loan and approval is not guaranteed. This website shares the information which you provide on your application with one or more lenders, but we cannot guarantee that you will be matched successfully with a lender.



 
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PaydayAdvance.cc is not a lender. This website does not make short-term cash loans or any credit decisions. PaydayAdvance.cc offers consumers a free payday loan matching service. Submitting an application does not guarantee that you will be matched with a lender. Not everyone will qualify for a payday advance loan.

Not all lenders can provide the maximum $1000 cash funds. Cash transfer times vary among lenders and not all lenders offer one hour cash transfer service. Every lender makes the approval decision independently and this website has no influence in this decision.

Payday advance loans are not available in all 50 states. Active-duty members of the U.S. military are not eligible to apply for a payday advance loan. The list of participating states may change at any time and without prior notification.